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Technology-based fraud costs our U.S. seniors Billions of dollars every year.  Everyone knows someone who has been taken advantage of by a cybercriminal.  It can be a beloved Grandma, Aunt, Uncle or Grandpa, mom, dad, or a friend.  We share this  cybersecurity information to help others, and in particular, to continue to educate seniors to help them to protect themselves online.

Top threats include tech support fraud (fake virus alerts), romance scams, government impersonation (IRS/Social Security), grandparent scams using AI voice cloning, and cryptocurrency investment schemes. These scams exploit, through phishing, malware, and remote access, victims' trust and, increasingly, AI to create convincing, urgent situations. This link is a Google-based search for the types of technology-based frauds hurting seniors in the US today. 

Top Technology-Based Frauds Hurting Seniors (2024-2025):

• Tech Support Scams: Scammers pretend to work for tech companies such as Microsoft or Apple to convince victims their computer has a virus, gaining remote access to steal personal data or demand an immediate payment to help them “recover” from the virus.
• AI Impersonation (Deepfakes/Voice Cloning): Scammers can now use AI to mimic the voice of a loved one or authority figure in distress, often asking for urgent money transfers.
• Government/Bank Impersonation: Scammers use caller ID spoofing to appear as the IRS, Social Security Administration, or local police, threatening arrest to force immediate payment via wire transfer, gift cards, or cryptocurrency.
• Romance Scams: Criminals build a fake romantic relationship on social media or dating websites to manipulate victims into sending money.
• Cryptocurrency Scams: Victims are tricked into transferring funds to "invest" in cryptocurrency, which is then stolen, often as part of larger "pig butchering" schemes.
• "Phantom Hacker" Scams: A complex scam where perpetrators pose as bank fraud investigators or government agents, convincing seniors their money is at risk and must be moved to a "secure" government-controlled account, which is actually a fraudulent account.
• Phishing/Smishing/Vishing: Fraudulent emails (phishing), text messages (smishing), or phone calls (vishing) are designed      to trick seniors into clicking malicious links, downloading malware, or providing data like bank, credit account or other personal information. 

How to know when it’s a scam: 

• Urgency & Fear: Scammers often demand immediate payment so they can collect your $ and get away without getting caught. 
• Unusual Payment Methods: Requests for payment by gift cards, wire transfers, or cryptocurrency are fraudster red flags.

How to Protect Yourself: 

The FBI and FTC recommend never giving remote computer access to anyone you don’t know, verifying the identity of all callers before giving them any information, and being skeptical of unexpected urgent requests for financial information or payment of any kind.